Employee Benefits

Your employees’ health and wellbeing are integral to your business success.

Smith Brothers Insurance has the knowledge and experience to guide companies through the growing complexity and unpredictability of the employee benefits marketplace. We develop benefit plans that support your business success and the health and wellbeing of your employees and their families.

Your employees’ health and wellbeing are integral to your business success.

Smith Brothers Insurance has the expertise to guide companies through the growing complexity and unpredictability of the employee benefits marketplace. We develop benefit plans that support your business success and the health and wellbeing of your employees and their families.

Smith Brothers offers:

  • Group Medical Insurance
  • Group Dental Insurance
  • Individual Health Plans (ICHRA)
  • Short and Long-Term Disability Insurance
  • Paid Family Medical Leave
  • Vision Plans
  • Group Life Insurance
  • Key Person Life Insurance
  • Healthcare Reimbursement Arrangements (HRA)
    • Healthcare Savings Accounts (HSA)
    • Flexible Spending Accounts (FSA)
    • Executive Compensation/Non-qualified Deferred Compensation
    • Online Enrollment
    • Pension/Retirement/401(k)/ 403(b)
    • Voluntary Benefits
    • Wellness Services and Wellbeing Plans

    ICHRA Basics – An overview of the newest way for employers to fund health benefits

    Established by the Federal government in late 2019, the Individual Coverage Health Reimbursement Arrangement (ICHRA) quickly moved out of focus with the onset of the COVID pandemic in early 2020. However, this innovative way of funding employee health benefits is now gaining significant momentum with employers nationwide due to its many advantages for employers and employees.

    Connect With An Employee Benefits Specialist

    Our Services Include

    Strategic Planning

    Benefits, Financial, Compliance, and Wellbeing Consulting

    Wellbeing

    Consulting, Program Building, Vendor Sourcing, Communications, HealthyLeader Development Program

    Technology & Communication

    HRIS System, Online Enrollment, Employee Education/Training, New Hire Onboarding, Private Exchange Platforms

    Financial Underwriting

    Claims Trending/Loss Forecasting, Plan & Funding Models, Benchmarking, Renewal Projections, Pricing Negotiations

    Regulatory Compliance

    Dedicate Compliance Officer, ERISA & Labor Attorneys, Annual Compliance Audit, Regulatory Alerts, Legal Notices

    HR Support & Resources

    Service Plan & Calendar, Client Info Portal, HR Hotline, Day-to-Day Admin Support

    HR Support & Resources

    Service Plan & Calendar, Client Info Portal, HR Hotline, Day-to-Day Admin Support